Your Family's Protection Starts Here

Secure your future with our comprehensive insurance solutions tailored to your needs.

Welcome to India Ka Bima – your trusted destination for comprehensive insurance and financial solutions. We are committed to protecting your life, health, vehicle, home, and investments with expert guidance and tailored plans. Explore our range of services below to secure your present and future ⬇️

15+

Years Experience

2K+

Customers Served

99%

Claim Settlement Ratio

24/7

Customer Support

Our Insurance Products

I am Ritesh Kumar, Senior Insurance and Financial Advisor at LIC (specializing in all types of investments). Please fill out the contact form, and I will get in touch with you within 24 hours.

Comprehensive Protection Plans

I am Ritesh Kumar, Senior Insurance and Financial Advisor at LIC (specializing in all types of investments). Please fill out the contact form, and I will get in touch with you within 24 hours.

Life Insurance Plans

Secure your family’s financial future with our range of life insurance options tailored to your specific needs and goals.

टर्म प्लान (Term Plan)

कम प्रीमियम में उच्च कवर वाली सुरक्षा

Affordable premiums with high coverage

एंडोवमेंट प्लान (Endowment Plan)

बचत के साथ जीवन बीमा सुरक्षा

Guaranteed returns at maturity

Bonus additions over policy term

Tax benefits under Section 80C & 10(10D)

मनी-बैक (Money-Back)

नियमित भुगतान के साथ जीवन बीमा

Periodic payouts during policy term

Survival benefits at fixed intervals

Death benefit to nominee

रिटायरमेंट प्लान (Retirement Plan)

स्वर्णिम वर्षों के लिए वित्तीय सुरक्षा

Regular pension income after retirement

Accumulation and vesting phases

Option for joint life annuity

लाइफ इंश्योरेंस के फायदे (Life Insurance Benefits)

टैक्स सेविंग (Tax Saving)

Affordable premiums with high coverage

फैमिली प्रोटेक्शन (Family Protection)

आपकी अनुपस्थिति में परिवार को वित्तीय सुरक्षा और सहायता

लॉन्ग टर्म सेविंग (Long Term Saving)

व्यवस्थित बचत और भविष्य के लिए धन संचय

क्रिटिकल इलनेस कवर (Critical Illness Cover)

गंभीर बीमारी की स्थिति में लाभ का भुगतान (राइडर के रूप में उपलब्ध)

Health Insurance Plans

Comprehensive medical coverage for individuals and families with cashless hospitalization and quality healthcare services.

व्यक्तिगत और फैमिली फ्लोटर प्लान (Individual & Family Floater Plans)

Covers hospitalization, pre and post hospitalization expenses

Sum insured from ₹2 lakhs to ₹2 crores

Cover for pre-existing diseases after waiting period

कैशलेस हॉस्पिटल नेटवर्क (Cashless Hospital Network)

10,000+ empaneled hospitals across India

24/7 emergency assistance helpline

Quick claim settlement within 2 hours for cashless

क्लेम और रीइंबर्समेंट प्रक्रिया (Claim & Reimbursement Process)

Simple online claim submission

Assistance for document collection

Fast reimbursement within 7 working days

प्रीमियम कैलकुलेटर (Premium Calculator)

हेल्थ इंश्योरेंस के लाभ (Health Insurance Benefits)

Tax benefits under Section 80D

Free health check-ups after claim-free years

No-claim bonus increase in sum insured

Our Happy Customer

Mujhe pehle investment samajh nahi aata tha, but India Ka Bima ke advisor ne simple language mein explain kiya. Ab main regular SIP kar raha hoon aur apne future ke liye confident feel karta hoon!

Insurance lene ka matlab sirf safety nahi, ek smart planning bhi hai. India Ka Bima team ne mere liye perfect term plan suggest kiya. Totally satisfied with their guidance!

Main sochta tha mutual funds risky hote hain, but unhone mujhe proper risk management aur diversification samjhaaya. Ab mera portfolio steadily grow kar raha hai – thanks to India Ka Bima!

Bahut accha experience raha! SIP ke through chhoti chhoti saving ab ek bada fund ban rahi hai. India Ka Bima ke advisors genuinely help karte hain bina unnecessary pressure ke.

Insurance aur investment dono ek hi jagah mil gaye! India Ka Bima se policy lene ke baad peace of mind mil gaya – aur SIP ne savings habit bhi develop kar di. Highly recommend!

Ready to Secure Your Future?

Get expert advice from our insurance specialists to find the perfect coverage for your
needs.

Latest Insurance Insights

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Comprehensive Insurance & Mutual Fund Services in India | IndiaKaBima

At IndiaKaBima, we believe that financial security isn’t a luxury—it’s a necessity. Whether you're safeguarding your loved ones with robust....

August 24, 2025

Get In Touch

I am Ritesh Kumar, Senior Insurance and Financial Advisor at LIC (specializing in all types of investments). Please fill out the contact form, and I will get in touch with you within 24 hours.

Contact Information

Head Office

C/o Satender Bharti Mahadeva, Slempur Siwan, Bihar- 841227

Village Office

Add- Village- Tinbheriya Kala, Post- Barahani Bazar, District- Siwan, Pin Code- 841227, 841226

9905211762 | 7360086505

rit.ritesh62@gmail.com

संपर्क फॉर्म (Contact Form)

Frequently Asked Questions

Find quick answers to common questions about our products and services

What documents are required for purchasing life insurance?

For life insurance, you typically need identity proof (Aadhar, PAN, Passport, etc.), address proof, age proof, income proof (for higher coverage), and a passport-sized photograph. Additional documents may be required based on the plan and coverage amount.

हेल्थ इंश्योरेंस में कैशलेस क्लेम कैसे काम करता है?

कैशलेस क्लेम में, आप हमारे नेटवर्क अस्पताल में भर्ती होने पर सीधे अस्पताल के कैशलेस डेस्क से संपर्क कर सकते हैं। अस्पताल हमारे साथ सीधे लेन-देन करेगा और आपको केवल बीमा कवरेज के बाहर की राशि का भुगतान करना होगा। इस प्रक्रिया के लिए आपको पूर्व अनुमोदन प्राप्त करने की आवश्यकता होती है, जिसे अस्पताल या हमारे क्लेम टीम के माध्यम से व्यवस्थित किया जा सकता है।

Can I change my vehicle insurance policy mid-term?

Yes, you can change your vehicle insurance policy mid-term. If you’re not satisfied with your current insurer or want better coverage or pricing, you can switch to another company. However, you’ll need to cancel your existing policy and get a new one. Before switching, make sure there’s no lapse in coverage, and always compare features, add-ons, and claim services to ensure you’re getting the best value.

FD में निवेश करने के लिए क्या न्यूनतम अवधि है?

हाँ, फिक्स्ड डिपॉजिट (FD) के लिए न्यूनतम निवेश अवधि होती है। आमतौर पर यह 7 दिन से शुरू होती है और बैंक या वित्तीय संस्था के अनुसार अलग-अलग हो सकती है। आप अपनी ज़रूरत के अनुसार FD की अवधि चुन सकते हैं — जैसे 7 दिन, 30 दिन, 6 महीने, 1 साल, 5 साल या उससे अधिक। जितनी लंबी अवधि होगी, आमतौर पर ब्याज दर भी उतनी बेहतर मिलती है।

What's the difference between SIP and mutual funds?

A Mutual Fund is an investment vehicle that pools money from multiple investors to invest in stocks, bonds, or other assets, managed by professional fund managers.
A SIP (Systematic Investment Plan), on the other hand, is a method or way of investing in a mutual fund — where you invest a fixed amount regularly (monthly or quarterly) instead of a lump sum.

Your Family's Protection Starts Here

Secure your future with our comprehensive insurance solutions tailored to your needs.

15+

2K+

99%

24/7

Our Insurance Products

Life Insurance

Health Insurance

Vehicle Insurance

Fixed Deposit

Mutual Funds & SIP

Others Services

Comprehensive Protection Plans

Life Insurance Plans

टर्म प्लान (Term Plan)

एंडोवमेंट प्लान (Endowment Plan)

मनी-बैक (Money-Back)

रिटायरमेंट प्लान (Retirement Plan)

लाइफ इंश्योरेंस के फायदे (Life Insurance Benefits)

टैक्स सेविंग (Tax Saving)

फैमिली प्रोटेक्शन (Family Protection)

लॉन्ग टर्म सेविंग (Long Term Saving)

क्रिटिकल इलनेस कवर (Critical Illness Cover)

Health Insurance Plans

व्यक्तिगत और फैमिली फ्लोटर प्लान (Individual & Family Floater Plans)

कैशलेस हॉस्पिटल नेटवर्क (Cashless Hospital Network)

क्लेम और रीइंबर्समेंट प्रक्रिया (Claim & Reimbursement Process)

प्रीमियम कैलकुलेटर (Premium Calculator)

हेल्थ इंश्योरेंस के लाभ (Health Insurance Benefits)

Our Happy Customer

Ready to Secure Your Future?

Latest Insurance Insights

Comprehensive Insurance & Mutual Fund Services in India | IndiaKaBima

Get In Touch

Contact Information

Head Office

Village Office

9905211762 | 7360086505

rit.ritesh62@gmail.com

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