Terms of Service
Effective Date: October 11, 2025
Last Updated: October 11, 2025
Welcome to India Ka Bima (“Company”, “we”, “our”, “us”).
These Terms of Service (“Terms”) govern your access to and use of our website, mobile application, and related services (collectively, the “Services”).
By using our Services, you agree to comply with and be bound by these Terms. If you do not agree, please do not access or use our Services.
1. Services Overview
India Ka Bima provides information, consultation, and assistance related to:
- Insurance (Life, Health, Term, Motor, etc.)
- Systematic Investment Plans (SIPs)
- Mutual Funds and Financial Planning
We act as a facilitator or advisor and may partner with authorized financial institutions, insurance companies, or registered distributors to offer these services.
2. Eligibility
By using our Services, you confirm that:
- You are at least 18 years old.
- You have the legal capacity to enter into a binding agreement.
- You will use the Services only for lawful purposes.
3. User Responsibilities
You agree to:
- Provide accurate and complete personal, financial, and KYC details.
- Maintain the confidentiality of your account information.
- Use the Services only for personal and non-commercial purposes.
- Refrain from using the platform for fraudulent, misleading, or unlawful activities.
India Ka Bima reserves the right to suspend or terminate your access if we suspect misuse or violation of these Terms.
4. Disclaimer
India Ka Bima is not an insurance company or mutual fund house. We act as a facilitator or advisor, helping users understand and compare various financial products.
All investments and insurance plans are subject to market risks and the respective terms of the service provider.
We strongly advise you to read all scheme-related documents carefully before investing or purchasing any policy.
5. Third-Party Services
Our Services may include links or integrations with third-party websites, companies, or financial platforms.
We are not responsible for the content, terms, or privacy policies of such third-party websites.
Your interactions with them are governed by their respective terms and conditions.
6. Payment and Refund Policy
Certain advisory or premium services may require payment.
All payments made are non-refundable unless explicitly stated in our Cancellation and Refund Policy.
7. Limitation of Liability
To the maximum extent permitted by law, India Ka Bima shall not be liable for:
- Any loss or damage arising from reliance on our advice or recommendations.
- Investment losses, policy rejections, or delayed approvals.
- Technical errors, website downtime, or data breaches beyond our control.
8. Intellectual Property Rights
All website content, including text, graphics, logos, designs, and software, are the property of India Ka Bima and protected under applicable copyright and trademark laws.
You may not copy, modify, distribute, or reproduce any content without prior written permission.
9. Termination
We may suspend or terminate your access to our Services at any time, without notice, if we believe you have violated these Terms or engaged in unlawful activity.
10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
11. Changes to These Terms
India Ka Bima may update or revise these Terms from time to time. Any changes will be effective immediately upon posting on this page. Continued use of our Services implies acceptance of the updated Terms.
12. Contact Us
If you have any questions about these Terms, please contact us:
India Ka Bima
📍 Address: C/o Satender Bharti Mahadeva, Slempur Siwan, Bihar- 841227
📞 Phone: +91 9905211762
📧 Email: info@indiakabima.com
🌐 Website: www.indiakabima.com
